Debt Payoff Tracker & Planner | Google Sheets & Excel

Stop guessing. Start owning your money.

Most people know they overspend. They just can't see exactly where, or what it would take to stop. This system shows you both — and builds the plan automatically.

3,000+ Customers · $0 Monthly Fees · 5 Min Setup

⚡ Works Where You Already Work Native Excel & Google Sheets. No new app to learn, no subscription to forget. Opens on Mac, PC, tablet, and phone — exactly as expected.

🧮 Zero Math. Ever. Enter your transactions once. Every chart, projection, and summary updates itself. The system does the arithmetic; you make the calls.

🏠 Built Around Your Goals Paying off debt? Saving for a down payment? The dashboard adapts to your target — showing exactly how long it takes and what levers to pull.

💳 One Price. Yours Forever. YNAB costs $99/year. Rocket Money charges $48. You pay once and own it outright — including every future update.

"Budgeting apps charge you monthly to track the money you're trying to save. We think that's backwards."